Why Now Is a Good Time to Buy or Sell Virginia Beach Real Estate
Historically low interest rates and home prices may make this the best time to sell, buy, or move-up in the Virginia Beach, Chesapeake, and Hampton Roads real estate market. Does anyone really believe that interest rates will not rise? See why in this video. Also: $8000.00 tax credit for first time home buyers.........can it work for you? $8000.00 tax credit to be used for down payment on FHA? Job loss and mortgage protection insurance - another safeguard. Continue Reading!
FHA Downpayment First Time Home Buyer Good Deal For Virginia Beach, Chesapeake, and Hampton Roads Real Estate
Act Now!! The Government really, really, wants first time home buyers to purchase real estate. Now, Virginia Beach, Chesapeake, and Hampton Roads first time home buyers can take advantage of another good deal to help them finance their real estate purchase. (more...)Continue Reading!
Job/Work Loss Mortgage Protection Plan For Virginia Beach
Read about the new work/job loss program that may be of great benefit to Virginia Beach/Chesapeake and Hampton Roads real estate buyers. Sellers - Use this to your advantage to encourage buyers to view your home. It is all right here for the reading.Continue Reading!
What the $8000 Tax Credit Does for Virginia Beach and Hampton Roads Real Estate Home Buyers
Ok, you have been bombarded with the media talking about the tax credit and how it will affect Virginia Beach and Hampton Roads potential real estate buyers. There are some very important facts that you need to thoroughly understand before you jump into the real estate buying mode. Always consult with your tax expert. Let's start with the eligibility requirements: (more...)Continue Reading!
FHA Mortgage Update for Virginia Beach and Chesapeake Real Estate
When Do I Choose An FHA Loan Instead of Any Other for a Virginia Beach or Chesapeake real estate purchase? When you have very little money to put down and you think your credit might not be the best. FHA Loans have some advantages over other types of financing. You still get competitive rates with only 3.5 percent down, and you get a choice between fixed and adjustable. Yes, you’ll have a form of private mortgage insurance premium (MIP), but it’s at...Continue Reading!
Virginia Beach and Hampton Roads VA (Veterans) Real Estate Loan Limits Raised
2009 VA County Loan Limits for High-Cost Counties of Virginia Beach, Chesapeake, Norfolk, Suffolk, Portsmouth, and Hampton Roads have been raised. Virginia Beach and Hampton Roads Veteran real estate owners considering refinancing should benefit from this change. Those veteran real estate buyers looking to find great deals will benefit from the raised VA loan limits and 100% financing. See home loan increase below: (more...)Continue Reading!
Get Your Free Annual Credit Report before Buying Real Estate in Virginia Beach or Hampton Roads
Before you buy real estate in Virginia Beach, Chesapeak, Norfolk, Suffolk, or Hampton Roads you need to do your credit housekeeping. Read - How Your Credit Score Affects Virginia Beach Home Buying Did you know that by having a credit score in the 700+ range versus a 500 score could save you tens of thousands of dollars over the course of a 30 year real estate loan? Thinks about it, if you have a great credit score it could result in a...Continue Reading!
Tips on How to Improve Your Score before Buying Your Virginia Beach Real Estate
An UGLY credit score sometimes happens before a real estate transaction. You just need to be prepared ahead of time and fix it before buying a home in Virginia Beach, Chesapeake, Norfolk, Suffolk, or Hampton Roads. When I prepared for my Virginia Beach home purchase many years ago it was UGLY. 700 credit score? Get real, not even close!!! I was so dumb about the credit scoring process. If there was a 0% interest rate credit card available I...Continue Reading!
How Your Credit Score Affects Virginia Beach Real Estate Home Buying
Most people obtain a mortgage when buying real estate in Virginia Beach, Chesapeake, Norfolk, Suffolk, and the Hampton Roads area. Real estate can be costly so getting the best rate and terms on your new home can save you tens of thousands of dollars over the course of the mortgage. Healthy credit, we all want it. Approval of your home mortgage is dependent on many factors. Lenders want to know how much of a risk you are before lending...Continue Reading!
Virginia Beach, Norfolk, Suffolk, and Chesapeake Home Interest Rates Hit Historic Lows
Virginia Beach, Norfolk, Suffolk and Chesapeake home and condo owners looking to refinance or buyers searching for inland or oceanfront real estate to purchase need to pay attention to mortgage rates right now. The recent financial activity by the Fed has spurred much activity within the mortgage industry. Interest rates for homes and condos in Virginia Beach, Chesapeake, and Hampton Roads are fluctuating and now is the best time in years to take advantage of historically low rates. Market Watch reports...Continue Reading!
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